Ghana curriculum lesson note
SHS 3 Management in Living 1st Semester Week 3 Lesson Plan
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| Weekly Learning Plan | |||
| Subject | Management in Living | Week | 3 |
| Duration | 60 minutes | Form | SHS 3 |
| Strand | Personal and Family Resource Management | Sub-Strand | Resource Management Practices |
| Learning Outcome(s) | 3.1.1.LO.1 - Demonstrate understanding and practical application of Financial resilience: savings, credit, debt and risk choices within the curriculum sub-strand Resource Management Practices. | ||
| Learning Indicator(s) | 3.1.1.LI.2 - Financial resilience: savings, credit, debt and risk choices | ||
| Lesson Focus | Financial resilience: savings, credit, debt and risk choices | ||
| Previous Knowledge | Learners recall the immediately preceding knowledge/skill needed to engage with Financial resilience: savings, credit, debt and risk choices; the starter diagnoses this rather than assuming mastery. | ||
| Lesson Objective(s) | Identify or explain the key subject idea/procedure in Financial resilience: savings, credit, debt and risk choices. Complete the concrete guided/practical task for Financial resilience: savings, credit, debt and risk choices accurately. Apply Financial resilience: savings, credit, debt and risk choices independently to a new case, data set, text, material or performance situation. | ||
| Essential Question(s) | What evidence or procedure is needed to work accurately with Financial resilience: savings, credit, debt and risk choices? What would a strong practical/application response to Financial resilience: savings, credit, debt and risk choices look like? How would changing the context, data or constraints affect a decision about Financial resilience: savings, credit, debt and risk choices? | ||
| Pedagogical Strategies | Diagnostic questioning Experiential/problem-based learning Collaborative analysis Guided modelling Independent application Peer/self assessment | ||
| Teaching & Learning Resources | Family income/expenditure case Budget worksheet Price/credit quotations Calculator | ||
| Key Notes on Differentiation | |||
| Content | Provide a partially completed example, labelled materials or vocabulary support for learners who need scaffolding in Financial resilience: savings, credit, debt and risk choices. Extend the task by adding a new constraint, less familiar case or requirement to compare alternatives in Financial resilience: savings, credit, debt and risk choices. | ||
| Process | Use mixed-ability pairs for the first application, then require an individual transfer task. Allow oral/visual demonstration where appropriate while retaining the same subject accuracy criteria. | ||
| Product | Use a checklist/rubric tied to the concrete output for this week rather than participation alone. For advanced work, require justification with evidence, calculations, source reference or quality criteria. | ||
| Success Criteria | The learner uses correct subject terminology and evidence. The learner completes the week’s concrete product/calculation/performance with acceptable accuracy. The learner explains why the procedure/choice fits the stated context rather than giving a memorised general answer. | ||
| Homework | Apply Financial resilience: savings, credit, debt and risk choices to a home/community situation using a small data table, photo, receipt, timetable or observation record; submit the evidence and recommendation. | ||
| Lesson Activities | |||
| Stage | Teacher Activity | Learner Activity | Assessment / DoK |
| Starter10 minutes | Present a household/family scenario with limited time, money or other resources connected to Financial resilience: savings, credit, debt and risk choices; ask learners to make an initial choice and state the trade-off. | Inspect the prompt/materials, record an initial response about Financial resilience: savings, credit, debt and risk choices, and justify it briefly. | Not provided. |
| Activity 115 minutes | Use the scenario and concrete household records/materials to model the management principle or skill required for Financial resilience: savings, credit, debt and risk choices. | Classify a family’s income, fixed/variable expenses, savings and debt commitments from a monthly cash-flow card. | Check whether the learner identifies the real constraint/resource rather than giving a general answer. |
| Activity 220 minutes | Learners apply Financial resilience: savings, credit, debt and risk choices to a different family/community case and create a usable plan, product, budget, dialogue or consumer decision. | Prepare/revise a realistic household budget after an unexpected expense or income change, showing the trade-offs made. | Assess practicality, inclusiveness, calculations/evidence and fit to the family goal. |
| Activity 310 minutes | Each learner completes a short individual decision task about Financial resilience: savings, credit, debt and risk choices using stated criteria. | Compare two spending/credit choices using total cost, urgency, family goal and risk criteria; justify the better choice. | Check that the individual choice follows the stated criteria and acknowledges a trade-off. |
| Lesson Closure | Ask learners to name the exact resource, value or constraint that most influenced their final decision about Financial resilience: savings, credit, debt and risk choices. Complete a one-minute exit response using a concrete example from the lesson on Financial resilience: savings, credit, debt and risk choices. | ||
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More SHS 3 Management in Living 1st Semester Lessons
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